Hi Just joined looking to get my credit repaired to get funding for realestate.

Hello! I’m an accountant with bad credit-well not good credit, it’s been worse and I’ve seen lots lower. Still, poor life choices got me where I am and I’m digging out. I do have credit and I’m keeping the utilization below 10% currently. It was over 30%. I want to help myself first. Then help my clients. Once I get my score up, I’ll be able to refinance my RV and look for a home base property in a no state income tax state. Hoping to get a WIN after all my statements close this month with 10% utilization. Looking forward to learning how to make bigger jumps.

I'm hoping this will finally get my credit cleared up, my whole life been around the 650 range and unable to get to 750-800 credit score even with credit repair from other credit repair agency's. Here's to looking foreward to a new year and better credit

The time has come, to take my credit profile seriously. It should reflect who i am. 2026

Looking to get this credit score up, and a better knowledge of how to keep it solid.