I almost gave up yesterday from the feeling of Hemorrhaging money on bills with no return and seen my credit sit still months, till I got late email from experian about disputes and even though it didn't really do much of anything cause my utilization still high it gave me some hope

I paid off an account with a 120 days late payment almost a month ago. Its still showing on my credit report. Will the bureaus remove it if I call them? This is nuts.

Hi all, can someone give me the data points for applying to Care Credit please?

I called Experian yesterday to get 5 inquiries removed. I checked this morning and ALL 5 have been removed from my report!

Since I joined the program, my credit score went from a 545 to 654! SO FREAKING PUMPED!!!