Welcome to the community! This course will orient you, show you how to use the group, where to start based on your situation, how to ask good questions, and set expectations.
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馃摎 Credit Basics 101
Learn what makes up your credit profile, the five score factors, inquiries, and what a strong credit profile looks like.
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馃Ч Clean Personal Info First
Why personal info cleanup matters, how to handle old addresses, names, and employers, what to remove and what not, bureau call strategy, and a personal info checklist.
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Unlock at Level 4
馃摠 Inquiry Removal
Learn how to remove hard inquiries from your credit report with proven steps, understanding what can and cannot be challenged, and using effective phone strategies.
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Unlock at Level 5
馃搩 Collections 101
Learn what a collection is, paid vs unpaid collections, validation basics, bureau dispute process, creditor and collector follow鈥憉ps, pay鈥慺or鈥慸elete education, when to use BBB or CFPB, and the collection workflow map.
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馃彚 Build & Fund Your Business
How to set up your LLC, get your EIN, build business credit, open the right accounts, and position your business for real funding. Step-by-step from zero to lender-ready.
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馃Ь How to Read Your Credit Report
Learn how to pull your free credit reports, read every section, spot errors, and flag what needs to be addressed. Your essential starting point before any dispute or credit strategy.
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馃搱 Credit Building Plan
Build a personalized credit improvement plan. Learn how to raise your score, add positive accounts, lower utilization, and track your progress step by step.
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Unlock at Level 5
鈿狅笍 Late Payments, Charge-Offs & Repos
How late payments, charge-offs, and repossessions affect your credit and what you can do about them educationally.