Nov '25 • Q&A Credit Repair
Self Lender (Ways to Save)
Self Lender is now Self, it is a program to establish payment history and build credit.
SIGN UP HERE: https://www.self.inc/refer/19815661
Self Lender is available in 50 States
What do I need to get started?
We're thrilled you want to join Self Lender!
Here's what you need to start your credit building journey:
· A bank account or debit card or prepaid card
· Email address
· Phone number
· Social security number (SSN)
· Be a valid permanent U.S. resident with a U.S. physical residence
· At least 18 years of age
Please note when using a debit card, you will incur a convenience fee of $0.30 + 2.99%. In order to avoid a convenience fee, please link a bank account.
When do I receive the money?
Unlike a traditional loan, a credit builder account does not allow you to immediately withdraw the money upfront. Instead, your 12-month or 24-month loan is immediately placed into a FDIC-insured, 12-month or 24-month certificate of deposit (“CD”) account that earns 0.10% APY†. The CD account is held in your name at City National Bank of New Jersey. These funds are locked and not available for withdrawal until the loan is paid in full.
For example, if you have a $1,100 credit builder account that started on today with a 12-month term. Your CD would mature on 12 months from todaywith$1,101.10.
The credit builder account is designed to help you help yourself save money and establish credit history in a safe, responsible way. If you need access to money immediately, you should consider contacting a traditional lender.
Do I need a bank account to sign up?
No, you do not need a bank account in order to join Self Lender or to apply for a credit builder account.
To get started, you need to be at least 18 years of age, a U.S. resident and you will need:
· A debit card or prepaid card or bank account
· Email address
· Phone number
· Valid U.S. physical residence
· Social security number (SSN)
Please note when using a debit card, you will incur a convenience fee of $0.30 + 2.99%. In order to avoid a convenience fee, please link a bank account.
Budget Right - 27 Week (6 Month) Weekly
Savings Challenge = $1,000.00
Week
Date
(Input Your Date)
Amount to Save
Total Saved
Week 1
$37.00
= $37.00
Week 2
$37.00
=$74.00
Week 3
$37.00
=$111.00
Week 4
$37.00
=$148.00
Week 5
$37.00
=$185.00
Week 6
$37.00
=$222.00
Week 7
$37.00
=$259.00
Week 8
$37.00
=$296.00
Week 9
$37.00
=$333.00
Week 10
$37.00
=$370.00
Week 11
$37.00
=$407.00
Week 12
$37.00
=$444.00
Week 13
$37.00
=$481.00
Week 14
$37.00
=$518.00
Week 15
$37.00
=$555.00
Week 16
$37.00
=$592.00
Week 17
$37.00
=$629.00
Week 18
$37.00
=$666.00
Week 19
$37.00
=$703.00
Week 20
$37.00
=$740.00
Week 21
$37.00
=$777.00
Week 22
$37.00
=$814.00
Week 23
$37.00
=$851.00
Week 24
$37.00
=$888.00
Week 25
$37.00
=$925.00
Week 26
$37.00
=$962.00
Week 27
$38.00
=$1,000.00
Do not skip a week and say you will make it up next week. Work this into your budget as if it were a bill that you must pay. Do not put this into your checking or any other easily accessible accounts linked to a debit card that you use.
Credit Bureaus Contact Information
EQUIFAX PO BOX 740256 ATLANTA GA 30374
Experian P.O. Box 4500 Allen, TX 75013
TRANSUNION PO BOX 2000 CHESTER PA 19022
Equifax, (800) 525-6285
Experian, (888) 397-3742
TransUnion, (800) 680-7289
Freeze your report:
Each of these companies offers you the option to freeze your report with them (subject to state laws) if you request it. Below is each company’s freeze contact information:
Equifax, (800) 685-1111 (Automated, Option 3) or (888) 298-0045 (Live)
Experian, (888) 397-3742 (Option 2 followed by Option 2)
TransUnion, (888)909-8872
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Self Lender (Ways to Save)
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