3d • Q&A Credit Repair
Freeze These 4 “Secret” Bureaus to Win More Disputes
FREEZE These 4 “Secret” Credit Bureaus to Boost Your Dispute Results
You’ve probably heard of Experian, Equifax, and TransUnion…
But did you know there are other credit bureaus feeding them info behind the scenes?
These are called secondary credit bureaus, and freezing them can block debt collectors and CRAs from verifying info during disputes.
Here’s how to freeze them — 100% free.
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🧊 1. LexisNexis
This one tracks public records, bankruptcies, evictions, and more.
✅ Freeze here FIRST.
👉 Freeze Link:
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🧊 2. SageStream (aka Vantage by LexisNexis)
Used for risk scores by lenders and collectors.
✅ Blocking this can help reduce false verifications.
👉 Freeze Link:
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🧊 3. CoreLogic
Tracks rental history, evictions, and fraud prevention data.
✅ Especially useful if you’ve had housing-related debt or issues.
👉 Freeze Link:
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🧊 4. Innovis
The “4th credit bureau” — most people don’t know about it.
✅ It shares info with lenders and collectors.
👉 Freeze Link:
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📌 What Freezing Does:
❌ Stops debt collectors from pulling your data
❌ Makes it harder for bureaus to auto-verify bad info
✅ Increases the chance of successful disputes
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Freeze These 4 “Secret” Bureaus to Win More Disputes
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