The Funding Blueprint Every Bank Insider Knows (Free Sauce) 🏆

John Duda

🚀

Nov '25 • ❓Questions

Most people jump straight into funding…but the ones who win, follow a sequence.

Here’s how to do it step-by-step 👇

1️⃣ Fix your credit first. We can help you with that, it’s the foundation.

Then watch my free sneak peek on how to build an 850-credit profile 👉 Free 850 Guide

Here’s what a strong profile looks like 👇

✅ 20 accounts

✅ 9-year average age

✅ $30K–$40K revolving credit

Most funders (even us) will work with less (10 accounts, 2–4 years history, $10K–$15K total limits) — but if you want big approvals, aim higher.

2️⃣ Set up a safe LLC.

Make sure you use the right name + NAICS code or you’ll flag risk systems before you even

apply. You can check safe names here 👉 LLC Vault

3️⃣ Master the bank rules

Every bank is different.

BOA likes one thing, Chase likes another, and Wells has its own data points.

✅ Some want deposits first

✅ Some need in-person apps

✅ Some soft pull only

Banks use projected revenue and stated income as data points. Say enough to show capacity but not so much they ask for docs. Say too little and limits are tiny. Get that balance right.

Here’s 1 pro-tip most people don’t know 👇

If you have a $20K Amex personal card and a $15K Amex Blue Business, you can move $19K from personal to biz — boom, now it’s a $34K 0% card.

4️⃣ Play it like Tetris.

Each bank pulls from 3 bureaus.

👉 Limit each to 3-5 inquiries MAX.

If you’ve got 0 inquiries, you can hit 3 banks with one per bureau, that’s 9 potential approvals.

5️⃣ Apply in the right sequence.

Some banks are inquiry-sensitive.

Apply in the wrong order, and you can ruin the whole stack.

After all that, wipe the inquiries and repeat in 6-12 months.There are 9,000+ institutions which means endless opportunities to fund your next move.

This is the stuff I love teaching. 💸 If you want me to walk you through this entire process step-by-step, I’m doing a discount for my full funding course right now.

👇 COMMENT “100K” if you want in.

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