MASSIVE ๐๐๐ If you have 1, 2 or 3 CIFAS markers - there is still hope for you. And even with more, the principles are the same. If you have a negative marker, a CCJ, a Default, Late payment or Fraud markers - you need to aggressively focus on: - Your Story - Using Legal Documents - & Presenting your case so clearly that the reader would FEEL silly to say no.