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Jan 15 •
🔐 PERSONAL FUNDING MASTER GUIDE
Pre-Approvals • Sequencing • Underwriting Logic This guide is designed to help you confidently pre-qualify clients, structure clean data points, and sequence personal funding approvals the right way — whether you’re brand new or already funding at a high level. BASELINE FUNDING QUALIFICATIONS Before you run any pre-approval, the client should meet most or all of the following: ✅ Credit Profile Requirements - Credit Score: - 🚀Minimum 700 - 🚀Ideal 720+ - Late Payments: - 🚨None preferred - 🚨If present → must be 24+ months old - Derogatories: - ❌ No collections - ❌ No charge-offs - ❌ No repos - ❌ No bankruptcies - Inquiries: - ***Less than 3 inquiries in the past 6 months - Utilization: - 🚀 Under 20% ideal ⭐ Utilization Side Note (IMPORTANT):If utilization is high but everything else is clean: - We can pay balances down - Add a temporary tradeline - Use a personal loan to restructure utilization➡️ We can circle back before applying ✅ Credit Depth - Primary Accounts: - 🌟Minimum 5 - 🌟Ideal 7+ - 🌟Not AU-only profiles
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Sep '25 •
FREE GAME
All the videos are in chronological order. If you watch them and use the letter templates, you will get massive deletions. 💯 If you don't have the time and want a done for you service, I can review your report and give you a quote
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Aug '25 •
📌 Community Rules – Credit & Capital Circle Skool 🏫✨
Welcome to the Credit Repair Skool Community! 🚀 This is a safe space to learn, grow, and win together. Please read and respect the rules: 1️⃣ Respect First 🤝 We’re here to support and uplift each other. No negativity, hate, or disrespect will be tolerated. 2️⃣ No Self-Promotion 🚫📢 Do not post your own offers, links, or promote outside services/products. This group is for learning and collaboration only. 3️⃣ Protect Our Content 🔒🎥 Please do not download, copy, or redistribute videos, training, or resources. Respect the work that’s being shared with you. 4️⃣ Ask Questions & Share Wins 🙌💡 Your success inspires others! Don’t be shy—post your wins, ask questions, and share knowledge. 5️⃣ Stay Focused 🎯 Keep all discussions related to credit, funding, and financial growth. ⚡️ Remember: This community grows stronger when we help, not compete. Let’s build credit, build businesses, and build each other up! 💪💼✨
17d •
💘$797 Valentine Day Credit Repair Special 💘
Only $797 For You and Your Valentine. That means $797 covers two 😏❤️
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18d •
FRIDAY CHECK-IN: Are You Playing Offense or Defense With Your Credit? 👀
Happy Friday, Family. Before you log off for the weekend, let’s do a quick credit audit. Drop a comment when done. Here’s your 5-Minute Friday Credit Checklist: ✅ 1. What’s your utilization at right now? Under 30% is good.Under 10% is elite. If you’re over 30%, make a payment today - even a small one shifts momentum. ✅ 2. Any new inquiries this week? If you didn’t plan them, that’s a red flag. Remember: Random apps = random denials. ✅ 3. Did you check your personal info section? Old addresses and name variations need to be cleaned up. Messy profile = weaker disputes. ✅ 4. Are all cards reporting? If something hasn’t reported in 45+ days, call and ask when it updates. ✅ 5. Did you make all payments BEFORE the due date? Not on time. Before time.Banks reward low risk behavior. 🔥 Bonus Play: If you’re planning to apply for funding in the next 30–60 days, now is the time to: • Pay balances down • Stop applying for anything unnecessary • Avoid financing furniture, cars, or phones • Keep cash flow clean in your bank accounts Now check in below: 1. Current score range 2. Utilization percentage 3. What you’re fixing before Monday Let’s finish strong. Momentum compounds. Better before bigger.
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Unlock your financial freedom with expert credit repair tips and exclusive funding strategies inside the Credit & Capital Circle
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