QUESTION: · CREATIVE PROPERTY SKOOL HUB

Ceyhan Sarac

Nov '25 • General discussion

QUESTION:

Dear CREATIVE PROPERTY SKOOL COMMUNITY members ,

Someone has asked the following question/s in another property group..

Here is the question (I have just quoted )..

Also my replies and feedback (below)

(Please note that this is also my quick reply and it was not edited ).

if you would like to comment or explore further you are all wellcome pray👍

"Hi everyone!

Quick question, if your own home is worth 200k more than your mortgage.

Would you sell, rent something cheap and invest the money in gold, silver, buy to let properties (or something else)? Or would you do it differently?

Would like to hear some different opinions on this."

.......

................................

MY REPLIES:

Dear D....,

This is a great question.

As you know I only invest "Creatively " 'I also preach this 😁 ...

I believe that the "Cash is king "!

Therefore, having some cash is always helpful and make our life easier in vclosing deals "creatively " too ...

(We will be also covering: "HOW TO RAISE MONEY 💰 " too !

...So as to the question my main is alway yo close deals creatively ...If this not possible ...offer as little cash of our own and use our and others money (UOM) and funds effectively and wisely!

Therefore, we can't wait and invest ...I invest and wait for long term...!🤞

You can't live in fear and stop investing either!

Some say the "crash" is happening and it is already with us anyway !

I do not expect big crash - some do ...Perhaps there will be only some correction...even then the market and property prices will bounce back quickly and start to rise againeven faster thsn before (By the way this is also a historical trend ...) ...because all the fundamentals are there ie.There is not enough houses and not enough being built ; and people always shelter and accommodations !

.................

...I might perhaps add the following (additional post ):

If you do not want to over-leaverage then

you might still leave around 20-25% money in💰 and you can still take the rest of the equity out and invest on the principles I have highlighted above and invest visely!

In that way , let's say there's some drop in the house prices ...

Then you will not get into the risk of being in "negative equity" and you are protected!

I hope it helps .

If you need further information or clarification...or you want to know how to invest Creatively -with Lease Option,Assisted Sale,Title Splitting and Vendor Finance etc. please ket me know .

Good luck 🤞🙏

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