We discuss serious things here—but nobody can live on Part B premiums and Social Security rules alone. So I created The Sean-ity Break: one short cartoon laugh each day about aging, technology and the mysterious disappearance of common sense. Subscribe here: https://www.youtube.com/@SeanKellyBuffalo I’ll post every episode here too—because nobody needs another app to find me. That’s all the Sean-ity I can spare today. Use it wisely.
Not sure what to ask? Here are some common questions: - Should I claim Social Security now or wait? - What can my spouse or survivor receive? - Can I work while collecting benefits? - When should I enroll in Medicare? - Which Medicare parts do I need? - How will Medicare and Social Security affect my retirement income? If something is confusing or worrying you, ask below. Even a short question is a great place to start.
No. If you follow the contract’s withdrawal rules, the lifetime-income feature continues paying you for as long as you live—even if the account value falls to zero. That guarantee is backed by the claims-paying ability of the insurance company.