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5d •
**WELCOME TO CEO LEGACY ACADEMY 👑**
Your credit. Your next move. Your circle. **STEP 1. GET SMARTCREDIT** https://www.smartcredit.com/?PID=41747 Pull your reports. We need your real file to work it. Credit Monitoring Required. **STEP 2. BOOK YOUR YOUR FREE CALL** https://calendly.com/talkcredit/free-credit-game-plan-call Book once your SmartCredit is done. We go over your reports and your plan together. Meet Us Live: Sunday CEO Meeting, every Sunday at 4 PM PT. Bring your updated report, your questions, and your wins. **CREDIT CHECK IN 👇** What stage are you in? 1. Just getting started 2. Repairing my credit 3. Rebuilding my credit 4. Preparing for bigger goals Comment your number below Aswell Introduce yourself , Tell Us We’re you from & What is your biggest credit goal right now? THIS Academy IS ALL LOVE ‼️🤍
3h •
Daily Credit Tip: Keep your card balances low
Quick tip for today. How much of your limit you use matters a lot. If your card limit is high and your balance is close to it, that can drag your score down even if you pay on time. Try to keep what you owe low compared to your limit. Paying it down before your statement closes can help too. What is one card you want to get the balance down on?
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1d •
True or false: debt can stay on your credit for 7 years
Quick one for yall today. True or false. Debt can stay on your credit for 7 years. A lot of people think once something hits your report you just gotta wait it out for 7 years. Is that really how it works though? Drop TRUE or FALSE in the comments. What do yall think?
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2d •
Daily Credit Tip
Your utilization is choking your score before anything else does. If your card limit is $500 and your balance is $450, that is 90 percent used. The bureaus read that as maxed out. Get it under 30 percent first. Then get it under 10 percent if you can. Pay it down before your statement date, not just before your due date, because that is the balance they report. Do this today. Check your balance, check your limit, do the math. Drop your number in the comments. What is your utilization right now?
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MamaimaCEO. Hood to Wealth. Clean your credit, build your profile, get funding ready, and build wealth. VISION. STRATEGY. LEADERSHIP. LEGACY.
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