My father created it in 1967 — the year he started working. He believed money should flow, not scatter. So he divided it into two simple parts: what you need now, and what you’ll need later. That simple distinction brings peace. You stop surviving by the day and start building for the life you truly want. That’s the power of the circle — simple, timeless, and still working today.

Every week, the same ritual. Just look at your journal and reflect on what's your best results, lessons of the week and rate!

Lesson 1 is live: the helicopter view of my father's financial circle. No ifs, no buts—just clear how your cash flow works, so you take the wheel. We don't build castles in the air; we lay a foundation. And you put it in front of your new me again and again. (Excel not needed 😉) Click, look, write down → and continue. 🚀

Every week, the same ritual. It lifts me to a higher level. Just look yourself in the eye. Read back. When did my emotions take over? When did I stay cool? What did I learn — and what was my best result? My cash journal guides you to start each day with the right intention. Every week, we reflect: did we see what we wanted to see? Because to visualize, is to create.

Every week, the same ritual. It lifts me to a higher level. Just look yourself in the eye. Read back. When did my emotions take over? When did I stay cool? What did I learn — and what was my best result? My cash journal guides you to start each day with the right intention. Every week, we reflect: did we see what we wanted to see? Because to visualize, is to create.