Business Owners — Do You Even Know What Score Lenders Are REALLY Using? 👀 Everyone screams “I have a 750 credit score!” But which score? 🤔 When it comes to BUSINESS LOANS, lenders are not all looking at the same thing. Here’s what actually matters: ✅ FICO® Score 8 – The most widely used personal score ✅ FICO® Bankcard Scores (2, 4, 5, 8) – Used heavily for business credit cards & lines of credit ✅ FICO® SBSS Score – Used for SBA loans (ranges 0–300) If you’re applying for SBA funding, your FICO® SBSS score blends: • Personal credit • Business credit • Financials Most SBA lenders want at least 155–165+ for serious consideration. For traditional banks? You typically need 680+, but 700–720+ gets you better terms and cheaper money 💰