Goodmorning 🫶💕Rich Cousin & Friends, We Made $895 this morning during the New York session. Patience is key a lot of people took buys this morning on Nasdaq I didn’t want buys I wanted the market to sell of I waited on my setup, didn’t chase the market, and let the trade come to me. Sometimes the hardest part of trading is simply being patient enough to wait for your setup. Got blessed this morning. 🥹 One setup. One trade. $895. Back to the charts. 📈

💰🔥 Made over $1,900 in London just now! This is exactly why I keep saying stop chasing trades and start mastering your strategy. One solid setup can change the whole day—but discipline is what keeps you profitable. London session understood the assignment. 😮‍💨📈 Who’s catching the next setup? 👀💰

🚨 HOW WE LOOK FOR DEBT-COLLECTOR VIOLATIONS If you have collections on your credit report, STOP immediately disputing everything blindly. One of the first things I want you to do is learn how to create a paper trail. Here’s the process I would follow. 👇🏽 STEP 1 — PULL YOUR CREDIT REPORT FIRST 📊 https://app.myfreescorenow.com/enroll/B02B5868 Before you contact ANY collector, pull your current credit reports. I want you to know: - Who is reporting the account - The collector’s name - Account number - Balance - Date reported - Account status - Which bureaus are reporting it Take screenshots/download your reports. This is your BEFORE evidence. Don’t skip this step. STEP 2 — CALL THE COLLECTOR 📞 Now we’re going to contact the collector. When you speak with them, do not start arguing. You are gathering information. Verify: “I’m calling regarding the account you are reporting under my name. I have a concern regarding the accuracy/status of this account, and I am disputing the information being reported.” Then pay attention to what happens next. 🎯 THE OBJECTIVE: You want to determine whether the company properly recognizes and handles your dispute. Under the FCRA, when a consumer directly disputes information with a furnisher, Regulation V establishes requirements for qualifying direct disputes, including identifying the account, specifying the information being disputed, explaining the basis, and providing supporting information where appropriate. Document the conversation. Write down: 📅 Date ⏰ Time 👤 Representative 🏢 Company 📞 Phone number 🔢 Account/reference number 🗣️ Exactly what you disputed 📝 What the representative said 📌 Whether the account was noted as disputed ⚠️ IMPORTANT: Don’t just write: “They didn’t dispute it.” Write down exactly what happened. That’s your evidence. STEP 3 — DOCUMENT EVERYTHING 📂 Create a folder for this ONE account. 📁 COLLECTOR CASE FILE 01 — Original Credit Report 02 — Call Log

Happy MFKN Labor Day 🚨🚨🚨🚨🎉🎉🎉🎉🎉🎉 I’m dropping gems on this amazing day I love you guys 🔥 90-DAY $50K FUNDING ACTION PLAN “If I Had a 500 Credit Score & Basically Nothing…” Let me be very clear: $50,000 in 90 days is a target, NOT a guarantee. If I started at 500 with a thin or damaged file, I would not run around applying for every credit card I could find. I would build a fundable profile first, then go after capital strategically. And I’d document EVERYTHING. 🗓️ PHASE 1: DAYS 1–7 — FIND OUT WHAT YOU’RE WORKING WITH STEP 1: Pull ALL 3 Credit Reports https://app.myfreescorenow.com/enroll/B02B5868 Get your Experian, Equifax, and TransUnion reports. I want to know: - Every collection - Charge-offs - Late payments - High balances - Closed accounts - Hard inquiries - Personal information - Open revolving accounts - Credit limits - Account ages - Any errors or inconsistencies GEM 💎: Don’t start applying for funding before you understand your profile. Your credit report is basically your funding résumé. STEP 2: Build Your Credit Cleanup List Create 3 columns: COLUMN A — ACCURATE Things that are legitimately yours and accurately reported. COLUMN B — INACCURATE Information you believe is incorrect or cannot be properly verified. COLUMN C — OPTIMIZATION Things that aren’t necessarily errors but need improvement—high utilization, thin credit profile, too few accounts, etc. For inaccurate information, dispute it truthfully and through the appropriate process. 🚨 DO NOT manufacture disputes, fake identity theft claims, create fake addresses, or dispute accurate accounts just because you don’t like them. We’re building a profile that can survive underwriting—not just temporarily inflate a score. 🗓️ PHASE 2: DAYS 8–30 — BUILD THE FOUNDATION STEP 3: Get Your Utilization Under Control If you have revolving accounts, get the balances down. My goal would be: Under 30% → better Under 10% → excellent for optimization