🔔 New Podcast - Why Banks Get Rich Using YOUR Money (And How to Take It Back)

Hey everyone — just dropped a new episode of Beyond the Bottom Line that I think a lot of you are going to find really valuable, especially if you're cycling a lot of cash through your business.

https://www.youtube.com/watch?v=S5yGj8fvwGU

My guest, Thomas Cox, is a fellow business owner who runs a catering company, multifamily real estate, and a private lending operation out of Birmingham, Alabama. He also hosts The Owner's Table Podcast with 100+ episodes.

What made this conversation different from most is that Thomas isn't a financial advisor teaching theory. He's a business owner who doubled his revenue four years in a row and then looked around and realized he had nothing more to show for it than he did in year two. That moment made him rethink the entire flow of money through a business.

Here's what we got into:

— Why he says "the number one business in the world is banking" and how business owners are funding the bank's wealth instead of their own every time they deposit money

— The Infinite Banking Concept (IBC) — what it actually is, how it works mechanically, and why it's a savings tool, not an investment (this distinction matters)

— A real deal he walked through on the episode: He borrowed $200K from his own policy at 4%, lent it at 15% to a house flipper, made $26K profit — and the full $300K in his policy kept growing the entire time

— His "4 Corners of Wealth" framework: Business, Real Estate, Wall Street, and Infinite Banking — and why most business owners are stuck in one or two corners

— How he's using IBC policies on each of his three kids and paying them $15K/year from his business (within IRS limits) that sweeps directly into their policies

— Why financial advisors typically don't bring this up (hint: it takes money out of the market they get paid on)

— A real conversation he had with a $300M business owner who had never heard of the concept

This one's especially relevant if you're a US-based business owner with excess cash flow who wants more control over how capital moves through your life.

It's not for everyone — Thomas is pretty upfront about that on the episode — but if you've got margin and liquidity, it's worth understanding.

Drop your biggest takeaway or question in the comments after you watch. Thomas and I are both available to answer any questions that come up.

Watch Here: https://www.youtube.com/watch?v=S5yGj8fvwGU

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