Know the Rules so you Know How to Break Them · Adversity Beaters🏦🆙🔥

James Swain Jr

Apr '24 • GEMS AND TRICKS💎🥶

Know the Rules so you Know How to Break Them

Credit scores range from 300-850 so that’s 550 points we are playing with so let’s break this down mathematically.

35% PAYMENT HISTORY = 192.5

30% CREDIT UTILIZATION = 165

15% CREDIT AGE = 82.5

10% CREDIT MIX = 55

10% INQUIRIES = 55

So for argument sake I’m going to say 3 of these are well within our own control being Payment History, Utilization, and Credit Mix. So if we do well by those 3 that’s 412.5 points add that to 300 baseline score and that’s automatically 712.5! Not to mention AU’s can give you age if needed and you can wipe inquiries.

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