Dispute Letter Template · Adversity Beaters🏦🆙🔥

Dispute Letter Template

[Your Name] [Your Address] [City, State, ZIP Code] [Date][Credit Bureau Name] [Credit Bureau Address] [City, State, ZIP Code]Subject: Dispute Regarding Lack of Written Consent Pursuant to 15 USC 1681mDear Sir/Madam,I am writing to dispute the accuracy of the information in my credit report maintained by your agency. Pursuant to my rights under the Fair Credit Reporting Act (FCRA), specifically 15 USC 1681m, I hereby assert that I never provided written consent for your agency to furnish or obtain my information.Upon reviewing my credit report, I discovered that you have included information without my explicit written consent. As per 15 USC 1681m, it is a requirement that credit bureaus obtain written consent from individuals before furnishing or obtaining their credit information.I would like to emphasize that I have never granted such consent, either implicitly or explicitly, to your agency or any affiliated entities. Therefore, the inclusion of this information in my credit report is a violation of my rights under the FCRA. In accordance with the FCRA, I request that you promptly investigate this matter and provide me with a written explanation of the actions taken. Furthermore, I demand that you remove any information obtained without my written consent from my credit report.Please provide me with written confirmation of the resolution of this dispute and a copy of my updated credit report once the unauthorized information has been removed.Thank you for your prompt attention to this matter.Sincerely,[Your Name]

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