Dispute letter · Adversity Beaters🏦🆙🔥

Dispute letter

Recently traded in my car and the account from my old car is listed as a repossession. Is there anything I should add or take away in this letter ?

Personal info here of course*

TransUnion LLC P.O. Box 2000 Chester, PA 19016

Re: Dispute of Vehicle Repossession / Voluntary Surrender – Account Number: 9012379**

Dear Sir/Madam,

I am writing to formally dispute the repossession of my vehicle listed on my credit report, Account Number: 9012379**.

I dispute this entry under the Fair Credit Reporting Act (15 U.S.C. § 1681c-2), which states that information regarding a fully paid or settled repossession may not appear on a consumer report without the consumer’s explicit consent after being informed of their right to refuse. I did not provide such consent, nor was I informed of my right to refuse.

I request that TransUnion investigate this matter immediately. If the repossession cannot be verified as accurate and compliant with the FCRA, I demand that it be permanently removed from my credit report. Please provide written confirmation of the results of your investigation within the 30-day period required by law.

Thank you for your prompt attention to this matter.

Sincerely,

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