📩 Understanding A Standard DSCR Loan
Today’s AKE Office Hours were extremely productive. Thank you to everyone who showed up, participated, asked questions, and leaned into the learning process. The level of engagement in this community continues to show that we are building serious Kingdom entrepreneurs who are committed to growth, stewardship, and execution. One of today’s major topics was DSCR Loans (Debt Service Coverage Ratio loans), including: • What DSCR means • How lenders evaluate investment properties • LTV explained • Cash to close vs. cash to show • Broker points and basis points • Reserves requirements • What makes a deal strong or weak • How to confidently communicate these concepts to clients As promised, I’m sharing the DSCR training document below so everyone can continue studying and use it as a reference tool moving forward. It breaks the concepts down in beginner friendly language with practical examples and illustrations. Keep showing up. Keep learning. Keep expanding.