There’s a good chance some of the beliefs you carry about money were learned through the way your family talked about money, the things you heard growing up, and the way they managed the finances. I know I learned some things this way, and it certainly impacted how I managed my money when I was first getting started. That’s where this series begins. Not with a budget or a spreadsheet, but with a couple of questions. Where did your money story come from? Is it still the story you want to be living? ➡️ What is a money story? Your money story is the collection of beliefs, feelings, and patterns you’ve developed around money over your lifetime. It’s the voice that tells you money is stressful, or that you’re not good with numbers, or that people like you don’t get to have financial freedom. It’s also the habits you default to without thinking…the way you spend when you’re stressed, the way you avoid checking your account when things feel tight. ➡️ Most of these beliefs formed long before you were old enough to question them. A parent who worried constantly about bills. A household where money was never discussed. A message that wanting more was somehow greedy or unrealistic. You didn’t have any influence over the story you were taught, but deciding what to carry forward is worth paying attention to. ➡️ Why this matters for your debt payoff If you’ve been working through your debt payoff plan, this is the piece that runs underneath all of it. The practical steps matter so much…knowing your numbers, building your snowball, keeping money flowing in the right direction. But the beliefs you hold about money are what will determine how you continue moving forward. Understanding your money story doesn’t mean you’re stuck with it. It means you get to thoughtfully shape the next chapters. ➡️ This week’s action step I want you to write down three beliefs about money that you grew up with. They might sound like “there’s never enough,” or “talking about money is rude,” or “rich people are greedy.” Write them down without filtering or editing.

Welcome to our community, @Juliette Mercier and @Carla Miller! We’re so happy you are here! I recommend checking out Start Here in the classroom. Don't hesitate to reach out with any questions at all.

Financial wellness isn't about thinking about money 24/7! It's about creating systems that allow you to enjoy your life without constant financial stress. Do you have a system in place yet? If you do, I'd love to hear what is working for you. If you don't, what would help you get started?

Hi, Friends! I'm leaving this afternoon for vacation. WooHoo! I still plan to check in here quickly each morning, but won't be as reachable or responsive as I typically would be. As always, if you need anything or have questions, post in the community or send a DM and we'll do our best to help. Keep working on your debt payoff plans and we'll do a final check-in on June 29th so we're ready for out July 1st kickoff.

Knowing your numbers. Not guessing. Not estimating. Not avoiding. Instead knowing. How many accounts do you have? How much do you owe? What are the minimum payments? What are the interest rates? For many people, this is actually the hardest step of the entire debt payoff journey. Not because it’s complicated. Because it requires facing the reality of where you are today. But here’s the good news: You can’t change what you don’t measure. And once you have all the information in one place, the uncertainty starts to disappear. And we are here supporting you! A clear plan can only be built from clear numbers. How would you describe your current debt picture? No judgment. Awareness is the first step. 💚💰