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Credit Mastery Club

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LetsGetFunded Starter (Free)

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2 contributions to LetsGetFunded Starter (Free)
Sofi - $65,000 Approval
Lender Name: Sofi Approval Amount: $65,000 Credit Score: (Personal) 722 EX 724 TU Which bureau(s) were pulled? EX & TU Business age & state: N/A Docs required or not: Paystub How much income was required: $100,000 What documents did they client provide for the approval: Paystub Turnaround time from submission to approval: Less than 5 minutes (Auto Approval) Any other relevant info: Client has maxed out Chase Business cards outside the 0% period. Going to utilize this loan to pay credit card debt, so we can then reallocate the credit limits on the Chase cards and apply for a new 0% 12-months Chase Ink card. Then reallocate the credit limit to the new card. May run Lightstream next for some extra cushion. Stacking sequence: First play
Sofi - $65,000 Approval
Bank of America - $44,000 Approval
Client approved $44,000 Bank of America Business Advantage Unlimited Cash. Multi-year business banking relationship with BofA Transunion FICO - 755 No derogatory accounts 1 hard inquiry 31% utilization 8-year credit history Amazing comparables We also submitted the client for a $250,000 business line of credit with BofA but lowered it to $45,000 since the client did not want to provide a full financial package.
Bank of America - $44,000 Approval
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@xavier-ortiz-6864
- Army Veteran (former Captain) - Credit & Funding expert - Father of 2

Active 2d ago
Joined May 16, 2026
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