Progress so far… Transferred my emergency fund to chip ISA, waiting on that to complete. Opened AJ Bell SIPP - started it with £1k with a Pension Builder Fund, hope to carry on with around £100 per month. Opened AJ Bell LISA - £100 not invested yet, hope to carry on with same amount monthly. With both of these I will have a much better picture when my partner is back at work, might even be able to increase amounts. Opened a Business account with InvestEngine. Putting in about a 1/3 of my Tax money (still don’t feel confident putting all of it in). So far looking about 60-70% VAUG/VWRP Vanguard. 20% Gold, 10% CDH2 bonds. Still very unsure with this, what funds and what percentages, hope to continue learning and get a clearer idea.