Hi everyone, I need help, I don’t know where to start. I need fix my credit report. I already got my credit reports from annualCreditreport.com, what is my next step? Thanks.

If you haven't been reached for credit repair and you have submitted the intake form comment "ME" below

Peace family, I know some of you have already had a conversation… But to those who haven’t yet - If you’ve opted into the credit repair program and filled in the intake form — please expect a call from one of our staff members, Charlie. He will be assisting you all with getting set up onto the program, and handle your queries and concerns as well. Thank you. #LGA

I just received a credit limit increase with Navy Fed from $7,100 to $15,000‼️ The great news for you is, YOU CAN TOO, WITH NO INQUIRY!! Freeze your TransUnion first at TransUnion.com/credit-freeze. Then log into your Navy Fed account on your APP ONLY! Click on your credit card. Click "Manage Card". Scroll down to click "Increase Credit Limit". Verify your information and then click continue. You want to request a sensible amount to increase to, like 30% of your current limit. Click continue. Your employer should be your LLC & your total income should be your entire household's income. Make your housing type whatever fits but make your payment reasonably low. Verify your information one last time, then click submit. My limit increase was instant! MAKE SURE THAT YOU UNFREEZE YOUR TRANSUNION BEFORE YOU GO FOR FUNDING! Good luck everyone 🤞🏿❤️✊🏿

Hi everyone, I have two closed accounts, one with bofa and second with Best Buy, both of them have 4 late payments, I want tp delete them from my credit report, can smb help me out ?