Hello exceptional Members; My name is Vinnette Bruney. I just started this community, and I will be offering a class starting at 11 a.m, LA time, which will be 2pm Eastern time. If you have questions regarding insurance, copay, out-of-pocket expenses, HMO, PPO, billing and surgery coordinating, I would love to assist you. Please tune in to my class with your questions. Thank you. Module 1: Understanding Health Insurance HMO vs PPO vs Medicare Advantage What insurance actually covers Common terms (deductible, copay, out-of-pocket)

Insurance companies deny procedures all the time—but what most people don’t realize is that those denials can be challenged. I once worked with an elderly patient whose surgery was denied because the insurance company said it wasn’t medically necessary. Instead of accepting that, I gathered all her medical records—physical therapy notes, EMG results, X-rays, and MRI reports. I worked with her surgeon to document that she had already tried multiple treatments that didn’t work. Result I submitted the appeal, spoke directly with the medical review team—and got her surgery approved. If you’ve ever felt like the system is working against you, it doesn’t have to be that way. I teach people how to navigate insurance and advocate for the care they deserve inside my community: Healthcare Navigation Academy. 👉 Join using the link in my bio.

Let’s talk medical bills for a second… Be honest—have you ever looked at a medical bill and thought, “What am I even looking at?” 😅 You’re not alone. Most people don’t realize: - How billing actually works - That errors are COMMON - And that you can question your bill Quick question 👇Have you ever found an error on your medical bill before?

Do you actually check your medical bills—or just pay them and move on? 👀 No judgment at all, because I know how confusing they can be. But after learning how billing works, I realized how easy it is to miss errors. Curious… which one are you?1️⃣ I check everything2️⃣ I skim it3️⃣ I just pay it

Have you ever been overcharged on a medical bill?