Drop: - City/State - Turnkey or BRRRR? - Cash flow or appreciation focus? 👉 Even if you’re not ready yet—dream out loud.

What’s up everyone here’s a video I just finished regarding DSCR loans and choosing the right prepayment penalty time period based off of your strategy for the subject property. Stop Chasing the Lowest Rate | DSCR Loan Strategy Explained https://youtu.be/3UH93zX-ikc

Hey what’s up everyone! I’m a retired FF/PM and I’ve been a mortgage broker for about 20 years. I focus on helping fellow first responders with every part of their real estate journey from the financing side. I’ve personally been involved in flipping, wholesaling, landlording, and private money lending, so I’m not just looking at things from a lender’s perspective. Whether it’s a primary residence, investment property, or fix-and-flip loan, I try to help people think through the entire deal, not just the mortgage. Not here to pitch—just happy to be a resource.