Nice work! Did you open any personal bank accounts first or did you go in raw?

@Riguel Montefalco Yes, personal name/residential address. I see a lot of confusion around this topic in this niche. This is how we do it: 1. Get your ITIN 2. Secure a U.S. 'residential address' (if you don't have one, use a friend or family's) 3. Get the correct address verification (primary utility bill like gas, water, electric works best, but we've had success with renters insurance as well). Ask your 'landlord' to add your name to one of those accounts so you get a monthly billing statement with your name/U.S. address on it (this is used for bank account opening). 4. Get a U.S. phone number that receives 2FA texts (you'll need this when logging into your accounts) PRO TIP: If you're trying to open personal bank accounts remotely like we do with our clients you want to bullet proof your verification docs. It's up to the banker thats working that day what verification docs they're going to accept, but if they have any doubts that you're outside the U.S. they will ask for a billing statement for your U.S. phone number. usmobile.com is a company that you can buy sims/phone plans that will actually give you a monthly billing statement with your name and U.S. address on it (bullet proof). The only caveat is that the phone must be activated in the U.S., but then can be shipped anywhere once activated. When you have all this in order with your foreign passport, anything's possible. Then it's all about getting the right credit building accounts in the right timeframe, building quality comparable credit, timing applications - Then it's on to business credit (few accounts can be done remotely, but going in person opens up more opportunity). Opening business bank accounts before applying, understanding internal bank scores, and using your amazing personal credit profile that you've built up is paramount for securing the highest limits possible.

Yeah, that’s right. Min 25k balance. I’m not sure about a standard credit limit. I hear $500 is very common but can range up to $5k.

Yeah, that’s the one. No notary required.

@Thirumal Motati nailed it.

@Muktar Shiga you can give it a try. I believe Nigeria was added back to the FATF (Financial Action Task Force) “grey list” in 2023. So, you may have a more difficult time. You can read more about this here: https://complyadvantage.com/insights/fatf-blacklists-greylists/

@Mo Alzubi that’s awesome! I have a student from Canada who went that same route, congrats. So, if you don’t already have an ITIN, you’re going to want to get one. Then call your card issuers and ask them to make sure your current cards are reporting on your ITIN. Which cards did you get?

@Ariel Marr lol I’ll take it! Thank you very much, happy to provide value..

@Adrian K Awesome, I’ll fire you a DM