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74 contributions to The Funded Business Method
Money or meaning — why not both?
Here's something I've been thinking about. Most "passive income" plays leave you feeling kind of empty. You make money, sure. But nothing about it matters. The apartment gets rented. The stock ticks up a few points. You refresh an app and watch a number change. And that's it. Sober living homes are different. You hand someone a key to a clean, quiet house. A bed that's theirs, a locked door, a place to sleep without the chaos they came from. Someone in recovery gets a real shot at rebuilding. And that same house is recession-resistant, backed by real brick-and-mortar, and throwing off cash flow every single month. Money and meaning. Not one or the other. And here's the part that makes this yours to run: your funding bridges the whole thing. Your contractor swipes your 0% business credit card for the paint, the flooring, the new fixtures. No cash out of your pocket. The rehab gets done. Then the refi closes or the rent checks start hitting, and you pay the cards off. You just used interest-free money to build a cash-flowing asset. That's the whole game. Some of you want to invest and stay hands-off — money in, returns out, never touch a hammer. Some of you want to operate and run the thing yourself. Both work. Both build wealth. Both change lives. That's exactly what we're getting into on a live Zoom. @Jennifer Silletto runs the REO play across multiple properties. She recently bought one in Henderson, KY, renovated it, refinanced at a $161K value, and walked away with $25K cash at closing. She's got the systems and the team to walk investors through it. @Will Burke has spent 10+ years in the treatment industry. He operated 5 sober living homes in PA, and now owns them across OH, IN, and KY. He's housed real people, passed real inspections, and knows the compliant way to do this. The way that doesn't cost you lawsuits, money, or lives. 📅 Tuesday, August 12, 2026 — time and Zoom link dropping this week.
Money or meaning — why not both?
That hits deep. Most of us are just staring at spreadsheets trying to squeeze out an extra 1% cash back, so hearing about a model that actually changes lives is a nice reality check. Are you looking to fund your first sober living property soon?
What else can I help you with?
I have a whole process of always getting updated data points from banks. And how I find my secrets lenders as well. Would that help? Or anything else please let me know. Thanks
I'd love to see your process for tracking geo-fenced credit unions. The smaller the regional footprint, the more likely they are to manually underwrite based on relationships.
More Funding Options for Everyone in Here
I have been working behind the scenes to open up more funding options for everyone in here. These are two commercial real estate deals totaling a little over $4.6 million. I gave away more than $130,000 in commissions because I was not trying to make the most money from two transactions. I was trying to build the kind of lender relationships that give us more ways to get good deals funded. That work paid off. I now have more access, more lender relationships, and more options for people who need SBA financing, equipment financing, business lines of credit, commercial loans, and commercial real estate loans. The point is not for you to look at these term sheets and be impressed with me. The point is for you to understand that when you bring me a real opportunity, I have more doors to knock on and more ways to structure the deal than I did before. I did the work on the front end so that we can win on the back end. We are just getting started.
More Funding Options for Everyone in Here
Trading a quick payday to lock in long-term lender access is how you actually build leverage. That relationship equity will open major doors for everyone here.
Funding Course
Here is the funding course. Must reach level 2 for now to unlock it. Full sauce is there. Let me know what ya'll feel about the course.
Funding Course
Hitting Level 2 just became the top priority for the week. I am looking forward to seeing how you sequence the business applications and will definitely drop some feedback once I dig into the modules.
Locking the deep dive at Level 2 is a smart way to filter for people actually doing the work. I'm looking forward to digging into the modules this weekend. Does the curriculum map out the exact sequencing for separating personal and business profiles?
Charged Off Account removed Round 3
Big bands! Now we lower utilization And get his business funded.
Charged Off Account removed Round 3
Knocking out a charge-off by round 3 is massive. As you drop utilization, use the AZEO method: report a small balance on just one card and zero the rest before statements cut. It usually gives a nice score bump right before a funding run. put together a breakdown on this: https://stackeasy.ai/blog/0-apr-vs-balance-transfer
Getting that charge-off deleted takes serious persistence. To prime your profile for business funding, pay balances down before the statement cuts, since your score reacts to the statement date balance rather than the due date.
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Troy Johnston StackEasy.ai
4
40 points to level up
@troy-johnston-8470
Founder @ StackEasy.ai. Turn credit into capital. App for your card stack, 0% APR windows & funding readiness. 28+ cards deep, happy to talk strategy.

Active 8h ago
Joined Feb 19, 2026
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