💡 Credit Tip of the Day: “The 2-Year Rule Lenders Never Tell You About.”
Most people focus on their score, but banks secretly look at something way more important: 👉 How many NEW accounts you’ve opened in the last 24 months. Why it matters:Every time you open a new card, it goes into your “recent accounts” bucket — and lenders HATE seeing too many new accounts in a short period. This is why people with: - a 720 score - good payment history - low utilization…STILL get denied. The bank isn’t mad at your score.They’re mad you look “new” and unpredictable. The cheat code: If you’re planning a funding run?Stop opening random cards 6 months beforehand.Let your profile season.Seasoned accounts = approvals. ⭐ Today’s Action Step Comment: “How many new accounts I opened.”I’ll tell you if your profile looks seasoned or if lenders see you as “too fresh.” 📞 Want us to help you build a clean funding-ready profile? Book a free consultation — we’ll map out your exact next moves. 👉 https://calendly.com/zachsodano/credit-consultation-call