That’s a great question, and it’s actually a "hot" topic right now because the laws are changing fast! The short answer is: It depends on where you are, but the trend is moving toward "Yes, it’s illegal." Here is the breakdown of how it works: 1. The California Rule (The Big One) Since January 2024 (thanks to SB 267), it is illegal in California for a landlord to deny a Section 8 tenant based solely on their credit score. - What they have to do instead: Landlords must give the tenant a chance to provide alternative proof of their ability to pay (like pay stubs, bank statements, or just the voucher itself). - The Logic: Since the government is guaranteeing the rent, a credit score shouldn't be the deciding factor for whether someone is "good for the money." 2. "Source of Income" Protection Many states and cities (like Colorado, New York, Illinois, and Rhode Island) have laws that stop landlords from discriminating against people who use vouchers. - In these places, using a credit score as a "backdoor" to deny a Section 8 tenant can land a landlord in legal trouble if it’s clear they are just trying to avoid the voucher. 3. Federal Fair Housing (HUD) Even if there isn't a specific state law, HUD (the federal housing agency) has been cracking down on this. They argue that relying strictly on credit scores can have a "disparate impact"—meaning it unfairly targets certain groups of people protected by the Fair Housing Act. Bottom Line for Section 8 Managers: If you’re working with owners, the safest and most professional move is to tell them: - Don't use credit as the "make or break" factor. - Focus on the voucher for the rent portion it covers. - Check rental history (evictions or late payments) instead of just a credit score, as that’s a better indicator of how they’ll treat the property.

We invite you to report any housing discrimination that you experience while seeking housing. We have in-house attorneys that would love to assist you and possibly get you compensated for income or racial discrimination. You must have proof, text message, email or some form of recording.

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Concept 1: Types of Subsidized Housing - Key Information: Subsidized housing is defined as any subsidy that helps a family with rental payments. While many people know it as Section 8, the video lists several types. - Study Tasks: List and define the different subsidized housing resources mentioned (e.g., Emergency Housing Voucher, Housing Choice Voucher, Homeless Incentive Voucher, Rapid Rehousing, Rapid Recovery Housing). Concept 2: The Three Main Resources for Housing Assistance - Key Information: The video identifies three main sources for housing assistance. - Study Tasks: Create a three-column comparison chart detailing: Public Housing Authorities (PHAs): Goal 2: Master Application Strategy and Resources Concept 3: Application Best Practices - Key Information: There is a strategy for applying for rental subsidies. - Study Tasks: Review the recommended application strategy: apply to your local PHA, other PHAs in the area, and sign up with the Department of Social Services. Concept 4: Additional Housing Resources - Key Information: There are resources for tracking open waiting lists and for general social service information. - Study Tasks: List and describe the functions of these two third-party resources: AffordableHousingOnline.com: A website to track open and "coming soon" Section 8 waiting lists. Concept 5: Low-Income Housing Developments - Key Information: Low-Income Housing is a resource separate from the Public Housing Authority. - Study Tasks: Understand that new low-income housing buildings have their own waiting lists and are separate from the housing authority. Goal 3: Understand Business and Professional Opportunities Concept 6: The Housing Business Owners Membership Program - Key Information: This is a program to support housing professionals and fill gaps in the marketplace. - Study Tasks: Understand the program's goal: to provide support and access to opportunities for housing professionals.

Housing Business Secrets: Building Your 6-Figure Section 8 Real Estate Hustle in 90 Days. Introduction - You Don't Need a Guru- You Need a War map Blueprint - Why This Work Chose Me - From Streets to the System: My journey into Housing - Who This Book is For (And Who It's Not)