I see you in here. 👀 8,000+ members strong — and I want to know EXACTLY where you're at so I can give you what you ACTUALLY need. Drop your vote below. No judgment. Wherever you are, we're gonna get you to the next level. That's what TTC is for. 👇 Vote AND drop a comment with your #1 question or challenge right now. I'm reading EVERY single one.

If you're in the credit space or working on your credit RIGHT NOW, you need to hear this immediately. Here's what just dropped and nobody is talking about loudly enough: 🔥 Experian went from resolving nearly 20% of complaints in consumers' favor… to less than 1%. That's not a typo. That's a 95%+ crash — and it happened almost overnight. 🔥 TransUnion's relief rate started plunging in summer 2025 and by October was helping consumers half as often as before. 🔥 Since Trump's inauguration, over 2.7 MILLION credit reporting complaints have gone WITHOUT relief. Gone. Ignored. Why? Because the CFPB — the agency that held the credit bureaus accountable — has been essentially gutted. Russell Vought took over as acting director in February 2025 and ordered a stop to nearly ALL agency work. Investigations frozen. Enforcement dropped. Staff fired. And here's the kicker — credit bureaus lobbied the Trump admin to REDIRECT your complaints away from the public CFPB process into their own internal systems — where THEY decide if you get help, and nobody is watching. So what does this mean for YOU? ✅ Disputing errors just got HARDER — the bureaus know there's no watchdog breathing down their neck ✅ Credit repair is more important than ever — but you need to know the RIGHT moves ✅ State attorneys general and private lawsuits are now your main protection — know your rights ✅ The window to fix your credit under old rules is CLOSING fast This is not a drill. The game has changed. The referees left the field. And the credit bureaus are playing by their own rules now. Drop a 🔥 below if you're watching this closely. And if you have questions about how to protect yourself RIGHT NOW — ask them in the comments. Let's talk.

Using the method and ideas of Mr. Tate my credit score is moving up!

My score went up by 1 point on TransUnion and Equifax

All new content will be uploaded to the folder by 12PM EST today 🔥 Make sure your template is ready and you’re locked in to start posting ASAP. 👇 Who’s ready to start posting today? Drop a 🔥 or “I’m ready” in the comments if you’re in!