The key to this group is understanding and implementation, Make sure you get an account with: Experian Credit Karma Kikoff -Kikoff won't be free but they will add tradelines to your credit These apps will allow you to file disputes, and REMEMBER!! KEEP ATTACKING! THAT IS THE GOAL, GET CREATIVE, DONT GET DISCOURAGED, KEEP ATTACKING.

Here is a step by step breakdown of how you can use Kik Off to dispute late payments from Equifax. 1) Download the Kik off, create an account then click on credit report. 2) This page should be labeled Credit report be sure that you are on you Equifax credit report, then stroll down until you see the “Dispute” then click on the word New. 3) If you have negative items you will see a button that says “Dispute More Errors or Dispute Errors” click it n that button. 4) Now you would want to select 5 late payments then click on “5/5 selected” 5) Now this is where you would choose the reason why you are disputing these errors. “Received COVID-19 pandemic accommodation from lender”. 6) Now just click “Next then Generate Letters” this process will take between 45 to 60 days. When done comment done see how many we can get removed 🔥🔥

All I ask I better get a tag me on Instagram from everyone in the community! Saying this is Best community ever and to tell them to join us For dropping this !🙏🏾🙌🏾 So in the photos below you will see step by step how to do it and the docs needed ! If you are not comfortable doing it don’t do it !( because I heard this before ) Sites needed https://www.consumerfinance.gov & https://www.identitytheft.gov MAKE SURE TO READ DIRECTIONS & DOCS 5 times before asking questions !!! Everyone take your time it’s not a rush everyone help everyone in the comments if you under stand it !!!! You should have 4 things uploaded to your cfpb complaint !! Letter FTC ID and social