Need a spot of help here - I have a decently good score (740-760 - FICO 8). The concern seems to be my utilization at 35%. I applied for a couple business cards last year and was declined. How do I move through this?
Did they tell you it's your utilization rate? I have a 34% utilization rate at a score less than yours and got approved for $25K. should definitely fix your utilization rate anyway but I'd find out from the source what their reason is for declining