@Fabrice Siellinou how are you guys doing with that MF underwriting tool I sent over?

@Fabrice Siellinou Love that you’re underwriting 2–3 deals a week – that’s exactly the volume I’d want you at. Quick context on the model you’re using: • Operating reserves – That’s an assumption, not a “right” number. Most operators base it on a mix of lender requirements and personal comfort (months of expenses / P&I or a % of purchase). Use a conservative number based on your lender + your risk tolerance. • Interest-only scenarios – If your loan doesn’t have IO, setting it to 0 in that column is correct. The other scenarios are there so you can compare “with IO vs without” if/when you have that option. If your lender won’t offer it, just ignore those alternative scenarios and underwrite to your actual terms. • Closing costs – Also an assumption. Typically a % of purchase based on your market and what your lender / broker quotes. Get a real quote, pick a conservative %, plug it in. • Expenses & formulas – Blue = assumptions unless there’s a formula in the bar. Some lines are formulas to keep ratios consistent; others are pure inputs. Treat it as: tweak the blue inputs, don’t rewrite the formulas. I don’t do free 1:1 spreadsheet demos in the community because I reserve deep deal work for my coaching clients. That’s how I keep the free space valuable and protect time for the people who’ve invested at a higher level. If you want me to walk through your model + one of your live deals on Zoom and fix everything step by step, that’s exactly what my 45‑minute Deal & Roadmap Session is for (we’ll use your deal as the case study). It’s $297. If you want the link, DM me and I’ll send it over.