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Cloud Residents · US Credit

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ITIN Holder: TransUnion Split File / Address Mismatch Blocking Chase Approval - Need Advice!
Hi everyone, ​and ITIN holder with a solid credit history. My Equifax and Experian (with active Amex Gold & Capital One Venture accounts). ​However, I have a critical issue with TransUnion: ​My report has a severe address mismatch / split file. My current legal address is listed as "Previous," and an old address is listed as "Current." ​Because of this, Chase just denied my Sapphire Preferred application due to identity verification/address mismatch. Chase did a hard pull on TransUnion, but the inquiry doesn't even show on my main TransUnion report . what is the best way to force TransUnion to clean up my addresses and merge my split file ​Thanks in advance!
1 like • 28d
@Yass Ous ​"You were spot on! I checked all my accounts and found that one of my business cards (Amex Business) was indeed reporting a different address. I'm in the process of updating it now to match my primary address. Thanks for the great catch
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