I'm bringing in TWO special guests for a full-on portfolio strategy Q&A and I cannot wait. Brad from Income Architect + David Dziekanski from Quantify Funds (the team behind ISBG, BTGD & ISSB) are joining me LIVE tomorrow — and we're opening it up to YOUR questions. This is the kind of conversation most investors never get access to. Two people who live and breathe income ETFs, sitting down to talk real portfolio strategy — no fluff, no surface-level takes. Bring your questions on: 🏗️ How to actually structure an income portfolio 📊 Where funds like ISBG fit in a two-bucket setup ⚖️ Balancing growth and income in today's market 💡 Anything you've been wanting to ask about income ETF strategy DROP YOUR QUESTIONS BELOW and I'll bring the best ones to Brad and David live on stream. This is your shot to get answers straight from the people building and analyzing these funds. Don't miss it. See you tomorrow! It will be at 8 p.m. on YouTube. Check out the livestream and join the chat.

The S&P 500 just crossed 7,100+ and is sitting at fresh all-time highs as of this week. Cue the "should I buy now or wait for a dip?" questions in 3... 2... 1... I get it. It feels scary to buy when the market is at the top. But here's the thing most people don't realize: The S&P 500 has hit all-time highs 204 times just this decade. That's not a warning sign — that's what a healthy, compounding market looks like. Every single all-time high in history was preceded by a previous all-time high. The market doesn't go up in a straight line, but over time, it has always found new highs. That's the whole point. What I'm NOT doing: ❌ Panic selling ❌ Waiting for a crash to "get in at the right time" ❌ Moving to cash "just in case" What I AM doing: ✅ Staying consistent with my 3-Bucket Framework ✅ Letting my income ETFs (OVL, QQQI) keep generating monthly cash flow regardless of market direction ✅ Continuing to hold my long-term growth positions in VTI and QQQM Here's the mindset shift that changed everything for me: All-time highs aren't a red flag. They're a green flag with a side of patience. The investors who missed the last 3 years of 25%+ returns were the ones waiting for "a better entry point." Drop a comment 👇 Are you buying here, holding, or sitting on the sidelines? And what's your biggest fear when the market is at highs?

I tried to do this livestream with you guys. First time through Skool. Usually it is done through stream yard on YouTube. So I am going to learn for next month. So check out the video. It is quick, but I wish someone joined. Next month.

https://www.skool.com/live/dq4sSf97v88

Hey Guys, we are going to have a Q&A live session tonight. I will also have a presentation to go along with it to outline my 3 Bucket Income Portfolio framework. So come and join ask some questions.