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34 contributions to Cloud Residents · US Credit
Discover it Miles Card ✅
After this: https://www.skool.com/itin/amex-bce-approved?p=69b969fe Applied for this card cause I have an impression it might be converted to C1 VentureOne in future Before checking pre-approval & applying, I had my TransUnion & Equifax on security freeze so it pulled Experian here. For DP, it's same data points as the Amex BCE & approval were same day, hours apart. Credit file is 3 months old Surprisingly, no additional documentation has been requested yet and it's been 12hrs since approval. I was kind of hoping for $2500 starting limit Welcome offer is 0% APR for 15 months & miles match in the first 12 months of card use i.e miles accumulated in the first year would be 2x by Discover and it's unlimited P.S. C1 Platinum ($500 starting limit) was my first card & was closed by C1 same week of approval. C1 won't let me create a new account so it linked this new card to the first account to manage under one roof. Fingers crossed with this (as it's managed by C1) & if it gets closed too.. we move on lol
Discover it Miles Card ✅
0 likes • 19d
Is it safe to use this card primarily outside US?
ITIN Flagged By SS?
I just had a strange conversation with US Bank regarding an application for the US Bank Amazon Business Card. I was transferred to identity verification because they said my SSN was invalid. The person I then spoke to said I need to reach out to social security because theres a flag on my SSN. I tried explaining its an ITIN and they wouldn't listen. I also tried explaining it could be their system not playing nice with some newly issued ITINS and they also refused to listen. Has anyone heard of something like this? I have a US Bank business checking that I keep a decent balance in under my ITIN with no issues.
1 like • 21d
@J H @Ain - Cloud Resident Amazon business cards are transitioning from American express to US bank now. Historically amazon business card have supported ITIN and i for one have been holding the card. Now that they are transitioning to US bank they are bound to intake all existing clients under the migration. With this change, I think US bank will need to start supporting ITIN atleast for the Amazon business card eventually.
0 likes • 21d
@J H What's your credit history age and score? Us bank for Amazon cards checked TU so not sure if have a TU score already as this issue might not be ITIN related after all.
Rejected on Sofi
I just got rejected for personal account with residential address due to EWS
Rejected on Sofi
0 likes • Mar 27
Whats EWS?
Canadian phone number on Credit Karma
I have about 10 months of U.S. credit history, but both Credit Karma and Apple Card are asking me to complete ID verification with a U.S. ID instead of verifying me automatically. Could this be happening because I’m using a Canadian phone number on my accounts? Since Canadian numbers also use the +1 country code, I thought they were usually treated the same as U.S. numbers for verification purposes. Has anyone else experienced extra identity verification because of using a Canadian number, even with some established credit history?
0 likes • Mar 15
@Aaron Ng you registered with a US phone number?
Apple Card approved with ITIN - finally worked
After some back and forth, I finally got approved for the Apple Card with my ITIN. Instant approval for $3000, and they didn’t ask me for ID verification or any extra documents. For data points, I used Tello roaming data, set my device region to United State , and matched the time zone as well as @Ain - Cloud Resident recommended. My credit history is already over 7 years old, so maybe that helped too. Just sharing in case anyone else was dealing with the same Apple Card ITIN issue.
Apple Card approved with ITIN - finally worked
1 like • Mar 14
@Jerry Gg did you use desktop browser or wallet app on iphone to apply? And did you get id verification in any of your previous attempts? Also did you use tello nunber on the application?
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Shashank S
3
39points to level up
@sam-jane-2898
A

Active 2d ago
Joined Feb 10, 2026
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