Hi, my name is Ryan Kolden, I’m from San Diego, CA, and my company is Kolden Wealth. I work with pre-retirees/retirees, accredited investors seeking alts, and business owners looking to reduce their taxes. I will focus on pre-retirees and retirees for my first offer. I want to get these things from Vanguards: 1. Consistent Lead Flow 2. Build a team 3. Scale my business to $50M AUM For fun, I like to: 1. Surf - anywhere warm, but I do a lot of surfing in New England during the winter. 2. BJJ 3. Spending time with my family.