The frame of reference is the underlying belief system and assumptions that drive a person’s behaviour. At Ace Investments consultancy, our frame of reference is rooted in Proverbs 24:3-4. In order to succeed in all areas of life, you must understand that wisdom is essential for success, understanding is vital for prosperity and knowledge is important for advancement. These three elements however must work in unison to achieve your goals, one cannot work effectively without the other.