Everyone should be ready to receive certificates for weeks 1 and 2. If you have completed up to day 19, please POST YOUR HOMEWORK for each day and comment DONE to receive your certificates! Have a great day friends!

Hey Friend! I’m Ronnie! The Credit Nanny 🐐, and I’m so excited to have you here! This community was created to help you take full control of your credit, step by step, the right way. Whether you’re starting fresh or rebuilding, you’ll find all the tools, support, and guidance you need to reach your goals. Here’s how to get started 👇 1️⃣ Introduce yourself in the comments — tell us your goals! 2️⃣ Check the “Classroom” tab for training and templates. 3️⃣ Join our weekly LIVE Zoom classes for hands-on learning. 4️⃣ Ask questions anytime — this is a safe space to learn and grow. Remember: fixing your credit isn’t just about numbers, it’s about freedom, confidence, and new opportunities. Welcome to the family 💕 Let’s make your credit goals reality, the Credit Nanny way 🐐

Today's Homework Step 1 Review every account. Step 2 Locate every late payment. Step 3 Compare all three bureaus. Step 4 Complete your Late Payment Tracker. Step 5 Save screenshots. Step 6 Complete one Late Payment Investigation Letter. Step 7 Post in the community: "I reviewed _____ accounts and found _____ late payment differences."

Today's Homework Step 1 Review every closed account. Step 2 Complete your Closed Account Tracker. Record: - Creditor - Bureau - Past Due Amount - Monthly Payment - Notes Step 3 Compare all three bureaus. Step 4 Save screenshots. Step 5 Complete your letter template for one account. Step 6 Post in the community: "I reviewed _____ closed accounts and found _____ items requiring additional review."

Today's Homework Step 1 Choose 1-3 charge-off accounts. Step 2 Gather: - ID - Proof of address - Credit report page Step 3 Complete your charge-off dispute letter. Step 4 Save copies of everything. Step 5 Update your tracker. Step 6 Post in the community: "My charge-off dispute package is complete."