Got my 2 inquires from transunion deleted in 72hrs. This Skool community is the place. Take time and learn as well as put in the work. Look at when the inquiry was place on my transunion report and I Submitted dispute on Tuesday june 23rd and today is Friday June 26th and all inquiries are gone. Thanks again @Andre Lewis 🙌🙌😍

I love to learn and it's important to share the entire journey not only what we call the wins. I no longer have student loans (decreased credit age), no debt of any kind and those factors can warrant a denial of the application. I have 4 new inquiries in the month of June shopping for the same product a personal or auto loan. So that's pretty aggressive although they say it wouldn't necessarily be the cause for the denial. It's one of the factors listed below on their reason for denial letter. Now, I have to rebuild the credit profile. I also have success with securing some capital and I will share that on another post. The point is we keep grinding and stay with foot on gas! My Experian is 750, Equifax is now 805, and Transunion on the attached letter is down to 803. Payment history 100% Credit Utilization 4% No derogatories 36 accounts and still 🚫

Here is what having a team in your corner looks like 👇 ✅ Someone monitoring your progress every step of the way ✅ Someone celebrating your wins when items get removed ✅ Someone adjusting the strategy when things don't go as planned ✅ Someone making sure you never feel lost in the process Credit repair is not a one time event. It is a journey. And every journey is easier with the right people beside you. 💪 At Big Faith Consulting we don't just fix your credit — we walk with you every single step of the way until you hit your goal. You are not alone in this anymore.

Here is the truth 👇 💳 You miss payments for 180 days 💳 The creditor writes the debt off as a loss 💳 But you still owe every single dollar 💳 AND it destroys your credit score A charge off is not a get out of jail free card. It is actually one of the worst things that can appear on your credit report. The creditor gave up collecting — but the damage to your credit is very real and very lasting. And here is what makes it even worse — The debt can still be sold to a collection agency who will come after you all over again. 😳 Don't let it get to that point.

Few more steps to the 700s !!