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15 contributions to The Board
Whose Fault Is It?
Who are you blaming? If you don’t own your circumstances, your circumstances will own you. Life isn’t fair. Maybe you grew up with abusive parents. Maybe you went to a poor school. Maybe you’ve had terrible teachers. Maybe you’ve had a useless boss, a dishonest business partner, or a government that makes life harder. Maybe you’ve suffered illness, loss, betrayal or bad luck. Some of those things may be absolutely true. But here’s the uncomfortable reality… None of them can create the life you want today. The moment you decide your circumstances are the reason you can’t move forward, you hand them control. They become your prison. The past explains you. It does not define you. The only person who can change your future is the person looking back at you in the mirror. - You choose your attitude... (and if you are failing or miserable, you are choosing to stay there - YOUR choice - change it!) - You choose your standards. - You choose your actions. - You choose whether today looks like yesterday. Every minute you spend blaming someone else is a minute you’re not building the life you deserve. Taking responsibility isn’t about accepting fault for everything that’s happened to you. It’s about accepting responsibility for what happens next. That’s where your power lives. The most successful people I’ve ever worked with all have one thing in common. They stop asking, “Whose fault is this?” and start asking, “What am I going to do about it?” Because the moment you own your circumstances, you own your future. Stop looking for someone to blame. Start becoming someone who builds.
Whose Fault Is It?
2 likes • 15d
Hi Mike, another cracker of a post and so true. It's easier to blame your upbringing, your parents, your siblings, your friends, your teachers, your bosses or managers, the UK government, the UK economy (ie I have been guilty of this attitude in the past). You might even be right and justified. Yet as you say Mike and it doesn't change a single iota of your life. Taking personally responsibility and if you break the word in two. It means the "Ability to Respond" Most people react and operate from fear. It would be better to respond. It's your choice like everything in life. Just Saying
Unless we allow comfort to become our culture.
Too many people no longer let hardship forge character. Instead, they let it justify excuses, dependency, blame and the expectation that someone else should fix what only they can change. The challenge isn’t avoiding hard times. It’s deciding who you become because of them. I was reminded this morning of the quote: Hard times create strong people. Strong people create good times. Good times create weak people. Weak people create hard times. Unfortunately, I think we’ve reached a point where the cycle is being broken. Too often, hard times are no longer creating stronger people. They’re creating a culture of entitlement instead of responsibility. Dependency instead of resilience Victimhood instead of ownership. Excuses instead of action. Not everyone chooses that path. Many people still use adversity as fuel to build remarkable lives. But as a society, we’ve become far too comfortable telling people that the answer lies somewhere else: with the government, with employers, with family, with circumstances, with anyone except the person staring back at them in the mirror. No one is coming to save you. The day you stop waiting for rescue and start taking responsibility is the day your life begins to change Hard times will always come. The only question is whether they’ll break you… or build you.
Unless we allow comfort to become our culture.
0 likes • 20d
Hi Mike, This really struck a chord with me, Mike. I'm currently reading Failure Breeds Success, and one of the biggest lessons I'm taking away is that success isn't just about strategy or knowledge—it's about who you become through adversity. I'm beginning to realise that focus, discipline, resilience, persistence and resourcefulness aren't qualities we're simply born with. They're forged through repeated challenges, setbacks and the decision to keep moving forward when it would be easier to quit. The circumstances in my own life haven't suddenly become easier, but my mindset has changed. I've stopped asking, "Why is this happening to me?" and started asking, "How do I become the person who can handle this?" For me, that's been a genuine turning point. Failure doesn't define us. Neither do setbacks. What defines us is the person we choose to become because of them. Thank you for sharing your wisdom and for writing such a thought-provoking book. It's already changing the way I think.
0 likes • 17d
Hi Mike, Question? "Is your Skool community upgrade £70 Per month did you happen to say?" Okay Let me get back to you. As I might be able to join in the autumn.
🚀 CONVENIENCE AND COMFORT KILL GROWTH AND SUCCESS
Most people deal with bad: Bad hurts. Bad creates pressure. Bad forces action. But good?... Good is far more dangerous. It pays the bills. It keeps the wheels turning. It gives you just enough comfort not to change. As Jim Collins famously said: “Good is the enemy of great.” We reject terrible, but we often accept average. We settle into the soft chair. We tolerate: • An average business. • An average income. • Average results. • A dream that keeps getting pushed to “next year”. But why accept good when exceptional is possible? Why settle for surviving when you could build abundance? 💡 Growth rarely comes from comfort. It comes from discomfort. The discomfort of: • Not having enough clients. • Not earning enough money. • Knowing you’re capable of more. Or the self-created discomfort that comes from setting a goal so ambitious it forces you to become a different person. 🏅 A gold medal. 📖 A book. 🏃 A marathon. 💷 A million-pound business. 📈 A hundred-million-pound company. 🌍 A legacy. None of those happen while you’re comfortably seated waiting for motivation, opportunity or perfect conditions. You have to get out of the chair. Get off your arse. Do the work. The recipe for success isn’t complicated: ✅ Focus. ✅ Discipline. ✅ Consistency. ✅ Courage. ✅ Hard work. ✅ The willingness to do something differently. Because if you keep doing what you’ve always done, you’ll keep getting what you’ve always got. So if you think growth and success are going to come through comfort and convenience… Think again: 🔥 Comfort protects the life you already have. 🚀 Discomfort creates the life you say you want.
🚀 CONVENIENCE AND COMFORT KILL GROWTH AND SUCCESS
3 likes • 18d
Hi Mike, I have been going through those important exercises that you have written in your excellent book "Failure Breeds Success". Before doing these exercises I would ask "Why are all these setbacks and challenges happening to me?" "Why is life happening to me me?" After starting and completing your insightful exercises. I have come to the personal realization that "Life is Happening For Me!" Painful and harsh as the lessons are. "Wise words of Wisdom"
Quick (life changing) question.
If I offered you £1,000 today or A single penny that I would double every day for the next 31 days, which would you take? Don’t calculate it. Don’t think too hard. Just answer instinctively. I've asked this a lot and most people would take the £1,000, and I don’t think that makes them greedy or foolish. I think it makes them human. We’re conditioned to value certainty over possibility and immediacy over patience. £1,000 in the hand feels real. A penny that doubles every day sounds like a trick, a gamble or an academic exercise with no relevance to real life. The interesting thing is that this instinct, useful as it may once have been for survival, is often exactly what holds people back in business, investing and life. After one week, your penny would still be worth less than a £1. After two weeks, you would have just £163.84. In reality, most people never even make it to Week 2... ...They start doing the maths in their head: 1p, 2p, 4p, 8p, 16p… and quickly conclude that it’s a terrible deal. The £1,000 feels sensible, rational and safe, while the penny feels insignificant, almost laughable. The irony, of course, is that the decision is made long before the power of compounding (and delayed gratification) has had any chance to reveal itself. Yet if you stayed the course, on Day 31 that same penny would be worth £10,737,418.24, and across the full 31 days you would have accumulated £21,474,836.47. The maths is remarkable, but the principle matters far more than the numbers. The people who build great businesses, create wealth, become fitter, write books or master skills rarely do so through dramatic breakthroughs. More often than not, they simply understand something that many people never fully appreciate: small actions, repeated consistently and given enough time, produce results that appear wildly disproportionate to the effort invested. Compounding is one of the closest things life offers to MAGIC, but it has one major flaw. It is invisible for far longer than most people are comfortable with.
Quick (life changing) question.
1 like • 29d
I would take the penny for 31 days due to the power of " Compound Interest" In fact " Compound Interest" if you know how to utilise it to work for you and rather then against you. Can make your financially independent? Or even wealthy long-term. Albert Einstein who was considered to be a genius of the "20th Century" and was so astonished by this. That when a young reporter asked him the Question ❓ "What do you think 🤔 is the most powerful thing in the World 🌎 🌍?" He didn't even hesitate in replying " Compound Interest" Whoever knows how to use it. Will benefit financially from it? Whoever doesn't will be destroyed by it financially? Just Saying
Consistency is key.
But key to what, exactly? Great restaurant one week. Disappointing the next. Would you go back? Speed limit changes every other day. You get a ticket. Of course you're frustrated. We trust what we can predict. We return to what we can rely on. Most businesses are wildly inconsistent. Service. Quality. Response times. Customer experience. But here's the uncomfortable truth: Neither is the founder. Monday you're motivated. Tuesday you're stressed. Wednesday you're energised. Thursday you're short with the team. Friday you've checked out mentally already. Championship teams don't show up with a Sunday League mindset one week and a title-winning one the next. Match day is every day in business. Your standards become their standards. Your energy becomes their energy. Your consistency becomes their consistency. Trust isn't built by brilliance. Trust is built by consistency. And consistency is built by systems.
Consistency is key.
1 like • Jun 28
Success is indeed a System. "Wise words of wisdom" from one of the UKs leading entrepreneurs
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Rajesh Malhotra
2
5 points to level up
@rajesh-malhotra-1179
I am an Ex Estate Agent and I am a property sourcer and deal packager. Looking to find and source " Rent To Rent Serviced Accommodation"

Active 7h ago
Joined May 3, 2026
Sutton, Surrey
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