The heart of Hope2Heal and APA Agency is deeply connected to the inspiring journeys of Polly Outhay and Ali Bouasavatdy. Their personal stories of resilience, perseverance, and financial discovery drive their mission to help families gain the knowledge many of us were never taught. Through their guidance, I discovered strategies that helped me protect my family despite serious health challenges. Their experiences now inspire others to rebuild life with wisdom and confidence. Learn more about their story:https://youtu.be/Fw3V3HJpg_I

So good to be in the office with Polly today!!

Hello everyone, I am so HAPPY to be invited in this room with you. Thank you Sweeney for creating financial literacy community. I am looking forward to knowing everyone and learning together is what this room is about. Please share your financial journey experiences freely, this is a FREE judgement zone for people from all walks of life. Here is my short bio: Ali-Polly & Associates (APA) is a Charlotte-based financial services and financial education firm dedicated to helping individuals, families, and business owners build, protect, and transfer wealth through strategic financial planning. Who We Are Ali-Polly & Associates is an Asian women-owned financial services firm headquartered in Charlotte, North Carolina. The firm was founded by Laos refugee sisters Ali Bouasavatdy and Polly Outhay, who turned their immigrant journey into a mission to empower families with financial knowledge and opportunity. With over 20 years of combined experience in accounting, banking, and financial services, APA helps clients design tax-efficient retirement strategies, protect their families with life insurance, and create long-term financial security. What We Do Ali-Polly & Associates specializes in: - Retirement planning - LIRP – Life Insurance Retirement Plan (tax-free strategies) - Bank-financed premium strategies - Annuities and lifetime income solutions - Tax-advantaged income planning The firm is widely recognized for its commitment to financial literacy and community empowerment, helping individuals from all backgrounds understand money, grow wealth, and plan confidently for the future. Our Approach APA bridges the gap between financial education and real-world strategies, guiding clients through: - Retirement income planning - Tax-free retirement strategies - LIRP (Life Insurance Retirement Plans) and legacy planning - Business owner and employee financial solutions - Community financial education programs Our Mission To educate, empower, and equip families with financial strategies that protect their present and build generational wealth for the future.