Hi folks, I have a personal cashback AMEX which I have held for a few years. I want to apply for a AMEX gold card but as per the terms and conditions I would not be eligible for the new member points offer if I have held any AMEX personal cards in past. Is there a way around this as I am not a business owner or sole trader so not sure if i can apply for a Business Gold card where I will get the new member points.