Hi, I am new to the Wealth Twins Wealth Pack. I’am figuring out my finances one step at a time, building better habits, and working toward real stability and freedom. I am excited to be sharing this journey with you all. ☺️

A new Fed Chair Kevin Warsh was voted in yesterday. Jerome Powell was the previous one and he and Trump often bumped heads. One of the main things the Fed does is control interest rates. Trump has wanted interest rates cut for a very long time and Powell refused to just do what the President wanted, but instead do what he felt the economy needed based on numbers and facts. The idea is that when interest rates are lowered people will spend more rather than save and interest rates on mortgages and other things are lowered. Many see Warsh as a Trump loyalist. Do you think we would see the Fed cut interest rates because of it?

We used to make good money and save diligently. But our money just sat in bank accounts and retirement accounts while we watched others grow their wealth in ways we didn't understand. It sucked because we felt too embarrassed to ask for help without looking foolish while working at an investment bank. We lived through the 2001 and 2008 market crashes but, investing felt too risky for people like us because we grew up without money. But then, in business school, we learned portfolio theory. We realized most mutual funds were largely a waste of time and that we could manage our own money better ourselves. Which led us to managing our own portfolios, achieving over 22% returns, building $10K+/month in passive income through real estate and the stock market, and retiring at 34. Want to know how we did it? Reply YES and I’ll DM you the details.

It's April which means we've already finished the 1st quarter of 2026. Are you still pursing the money goals you set at New year, doing something completely different, or need motivation to actually start them?