I’d love your insight on a client case we’re working on this week. We originally set her up with a Medicare health plan, which helped free up a bit of her monthly budget and created a small pocket of available money. That’s what started our deeper conversation about her overall financial situation. Here’s a quick snapshot: Femail, 56 y/o She has about $17,000 in a 401(k) from her previous job. She’s been out of work for about 18 months. She’s currently carrying around $8,000 in personal debt, mostly from helping her two adult children (in their late 20s and early 30s) get settled after relocating out of state. Her term life policy provides $500,000 in coverage and costs $117/month, bundled with her auto and home insurance. Because of disability benefits and a few mild health issues (thyroid and fatty liver, non-diabetic), she likely won’t qualify for new life coverage—but her husband, who is still working, may. Her heart is in the right place. Her goal was to give her kids a good financial start, ideally helping them invest and grow their money over time. Now, she wants to find a way to restructure her limited resources to create both stability for herself and a small inheritance for her children. Given this profile—limited but consistent assets, stable health, and a family focus— 👉 What would be the most strategic way to use her 401(k) and freed-up cash flow? I’m gathering all her financial details before Thursday’s meeting and would love your perspective before we put together recommendations.

Hi Scott! Thanks again for today’s meeting—it was really helpful. You mentioned putting something together to illustrate the application-to-client and policy delivery process in one of our upcoming meetings. Is that scheduled for this Friday? I just want to make sure I don’t miss it, especially with Medicare season keeping us all so busy. Thanks again!

I met with my cousin yesterday, and we’re planning to roll over about $41,500 from her old 401(k) into an annuity. She’s female, 55 years old,. Are there any products that offer: - LTC (Long-Term Care) rider and - Chronic, Critical, and Terminal Illness benefits if available. We’d also like to explore the possibility of adding an income rider for potential income. 👉 What would you recommend that fit these criteria? Any insights in this situation would be really helpful. Thank you in advance for your input and experience!

Pleasure meeting everyone today for our first Zoom Mentorship Kickoff. It's going to be an amazing group of professionals, and i'm so happy to provide all the knowledge i have to give to yall. *** GIVE YOUR FEEDBACK BELOW OF YOUR EXPERIENCE TODAY FROM OUR MEETING*** , for all the agents that couldn't make it tonight. Appreciate you all, see you tomorrow Saturday starting earlier 11AM -2PM

We’re live. 🚀 This is the Infinite Banking Academy — not just another “watch videos and hope” program. This is real mentorship, real problem solving, and direct access to 20+ years of IBC experience. 👋 Say hello when you join! Drop your: 1. Biggest stuck prospect situation 2. The toughest objection you’re facing 3. Your 12-month income goal This week’s live mentorship:📅 Friday 5 PM EST📍 Zoom link: ScottGenad:IBC Expert is inviting you to a scheduled Zoom meeting. Topic: Infinite Banking Academy: VIP zoom KICKOFF Fri 5pm est Time: Sep 19, 2025 05:00 PM Eastern Time (US and Canada) Join Zoom Meeting https://us06web.zoom.us/j/85922115961?pwd=W9JtkqXKjPjDg6zJ816tYC7av8ZrpD.1 Excited to see your wins start stacking fast. 💪 — Scott