I had to duck out early. We had an issue with a tree and people walking around outside. Everything's fine but we will have a regular-length call next week. Navigators call recording is up at https://www.skool.com/tax-strategy-network/classroom/92f08f2a?md=6dff6397302149eb85fa75feb73775ca

I just added the recording and resource page for the coffee break live stream I did on Friday. You can find it at this link: https://www.skool.com/tax-strategy-network/classroom/9d72b0b3?md=1f721e34e04945aa9818e40a72d1f96f

The backdoor Roth has come up in a lot of my planning conversations lately, so I built a course that answers it once, in one place. It is now live in the Classroom, and it is free for everyone in the group. If you earn too much to put money into a Roth IRA directly, there are two legal routes people use to get money into a Roth anyway: - The backdoor Roth IRA - The mega backdoor Roth, which works through a 401(k) instead of an IRA The course is seven short pages, text and checklists, no video to sit through: 1. Why the backdoor Roth matters, and who it is for 2. The backdoor Roth IRA, step by step, and Form 8606 3. The pro-rata rule, the trap that catches most people 4. The mega backdoor Roth 5. Business owners who control their own 401(k) plan, where the mega backdoor is often strongest, and what you have to set up 6. Is it worth it? How to weigh it, plus the access and five-year rules 7. An implementation checklist and your next step Two things I want you to know before you dive in: - Every figure in the course is a 2026 tax-year figure, and each one links to its IRS source, so you can check it yourself. - This is education, not advice. Whether any of this fits you depends on your plan documents, your other IRA balances, and your own facts. The last page shows you how to book a survey call so we can look at your situation together. Start here: https://www.skool.com/tax-strategy-network/classroom/0a25ad41 If something in the course is unclear, reply here and tell me which page. Your questions help me make it better.

What do you owe on January 15? Most owners find out in April. It doesn't have to work that way. The fourth estimated payment isn't a guess if you annualize what you've earned so far. Live at 3pm Eastern today. What this episode covers: - The four 2026 estimated tax dates, and who generally needs to pay them - Safe harbor: how it shields you from the underpayment penalty, and why it doesn't shield you from the bill - A live demo in the Quarterlizer, using invented numbers only - How to turn year-to-date numbers into a number for the fourth installment Try it yourself: quarterlizer.taxsherpa.com. It's free, and you don't need an email to see your result. Come with questions. Describe your situation in general terms, and please don't post personal documents or ID numbers in the group. Watch on YouTube Grab your coffee. Edit: see full page in the classroom module: https://www.skool.com/tax-strategy-network/classroom/9d72b0b3

Feeling quite ill, so skipping the coffee break stream today.