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Owned by Navjot

Join our daily 5AM EST call — 15 mins of accountability before the world wakes up. Only for people who actually want to show up.

Memberships

Grow Nation - Elite

524 members • Free

Skoolers

189.8k members • Free

36 contributions to The 5AM Club: By Grow with Nav
Mortgage rate
I got my pre approval letter in January 2026 and the fixed rate was 3.73 for 25 years. But today when I applied for mortgage approval they told me the fixed rate is 3.88 ( soctia bank). Isn’t the pre approval rate is locked for 4 months? What is the current fixed mortgage rate in Winnipeg? Should I go to different bank and try to find a better rate?
0 likes • 7h
preapproval rates are generally higher than what you would eventually get. Especially with the war, almost every bank will do this to ensure they don’t lose money if the bond yields go up
LinkedIn connections
Just a random thought... Can we all have a LinkedIn group and get connected as well? It will open up multiple opportunities for everyone through networking and related background and experiences. Any views or suggestions? Thanks.
0 likes • 7h
great idea. Let me see how best to execute this.
Sick
Hey guys, I have a bad throat infection and unable to speak today. I would love for someone else to lead the call in 4 mins as I will not be able to make it today 😏
Excited to join this community
Hey Guys! Great to join such a cool community. I am in Europe so I will post when I wake up at 5am here. If anyone in Europe lets connect!
0 likes • 19d
Welcome :)
Mortage in province like novascotia
Hi Nav, i was just curios to ask, do you and your team works in novascotia province too mortage, house hunting, realtors etc with specialization on local market?
0 likes • 19d
Not at the moment. But maybe soon. We are doing Ontario, BC and Alberta. Quebec from next month.
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Navjot Bindra
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@navjot-bindra-9492
Retire with $5M

Active 7h ago
Joined Aug 22, 2025
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