Any PML that would lend on an example like this: Use of Funds – $150,000 HOA: $9,000 HELOC lien: $20,000 Arrears: $23,000 Rehab: $50,000 Owner payoff: $48,000 Rehab Breakdown Pool: $8,000 Master bathroom: $5,000 New flooring, baseboards & quarter round: $8,000 Interior paint: $6,000 New appliances: $7,500 Cleanup & dumpster: $1,500 New light fixtures throughout: $3,000 Kitchen countertops & backsplash: $3,500 Landscaping: $4,000 — Includes stump removal in the backyard and work around the pool Kilz treatment in garage & master bath for pet odor: $1,800 New fans & A/C maintenance: $1,700 Total Rehab: $50,000

Nobody is coming to change your life. Not tomorrow. Not when you “feel motivated.” Not when everything is perfect. Your life changes when you start doing the small things consistently. Most people are waiting for a breakthrough. But real growth usually looks boring: ✅ One skill learned. ✅ One uncomfortable action taken. ✅ One mistake corrected. ✅ One conversation started. ✅ One step forward every day. It doesn’t feel powerful in the moment. But consistency turns tiny actions into massive results. You don’t need to become 100% better today. Just become 1% better. Then do it again tomorrow. 🔥 What’s the ONE thing you’re improving today? Comment it below. Let’s see how many people are choosing progress over excuses. 👇