💸 What Are Target & Safety Schools — And Do They Really Exist If You Need Financial Aid?
Many students ask for suggestions of target and safety schools. So let's clear this up ☺️ ✅ What Are They? - A Target school is a college where your GPA, test scores, and academic profile match the middle 50% of admitted students. - A Safety school is one where your academics are well above the average admitted applicant. 👉 This applies to both U.S. and international students. 👉 The same school might be a Target for one student and a Reach or Safety for another — it all depends on your stats. 👉 To compare stats, check the Common Data Set. Here's a guiding post on how to use it. ⚠️ But What If You’re Applying for Financial Aid? This is where things change. Needing aid can affect your chances — especially at private colleges. Let’s break down the four types of financial aid policies colleges use: 1️⃣ Need-Blind + Meets Full Need - Admissions decisions don’t consider your ability to pay - If admitted, they’ll cover 100% of your demonstrated need 🎓 Examples: Harvard, MIT, Yale, Princeton, Amherst 👉 Very rare 👉 But these schools are ultra-competitive --> if acceptance rate <10%, it's always a Reach, no matter your profile 👉 Some schools are need-blind for U.S. students but need-aware for internationals — check each school’s policy! 2️⃣ Need-Aware + Meets Full Need - Your need can impact your chances - But if accepted, your full need is covered 🎓 Examples: Stanford, Columbia, UChicago, Brown 👉 This is generous — but your need might reduce your odds, especially in borderline cases 👉 For international students who need aid, these often function as Reaches 3️⃣ Need-Aware + Partial Aid or No Aid - Your need can impact your chances - If accepted, funding may still not be enough 🎓 Examples: NYU, BU, USC, many state universities 👉 If affordability is a concern, these are not true Safeties 4️⃣ Merit-Based Aid Only - No need-based aid, but scholarships available for strong academics or leadership