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Sarmaaya Skool

3.3k members • Free

9 contributions to Sarmaaya Skool
JS Global ETF
1. The returns of JS global ETF are significantly high w.r.t the others, so why the investors should not prefer instead of MZNPETF or MIIETF ( other than sharia compliant reason). 2. Plz correct me about the highlighted figures about JS ETF as per the attached screenshot from sarmaaya website. @Kainat Gul
JS Global ETF
0 likes • 5d
Interesting, definitely something worth looking into.
Need Help from Experienced Investors
I’m a Software Engineer and have a decent understanding of stock market concepts. Learning and research are not a problem for me, but time is. Due to the nature of my job, I’m unable to actively monitor the markets or spend much time analyzing stocks. For the past several months, I’ve been investing through SIPs, primarily in ETFs rather than individual stocks. Recently, I’ve been wondering whether I should continue with this approach or start building a portfolio of individual stocks instead. My investment horizon is very long-term—15+ years—and my goal is to build wealth steadily over time. Given my limited availability to track the market, I’d appreciate advice from more experienced investors: - Is continuing with ETFs the better strategy for someone in my situation? - If not, which individual stocks would you recommend for a long-term portfolio? - Are there any changes you would suggest to improve my current investment approach? I’d be grateful for any guidance or insights. Thank you in advance for your help!
1 like • 13d
@Osama Aslam Thank you very much, Sir, for the detailed guidance. I truly appreciate your valuable insights and suggestions. I will certainly keep them in mind.
0 likes • 10d
@Irfan Butt thanks for the guidance, the overall framework makes a lot of sense. Quick question regarding the 3-6 month SL: if the core fundamentals remain strong, wouldn't a price drop during a SIP be an opportunity to accumulate rather than an exit trigger?
Investment in PSX Minor Account
I have tried at least 4-5 good brokerage houses for opening Minor Accounts but it looks like either they are not offering it or not helping at all as they know that they will not get any commission, as it might not be very big buyings. Is there anyone who has actually opened a minor accounts? Secondly, if i want to invest 10K per month for now, which two stocks shall i buy? My personal thinking is that it will be either FFC & NBP or FFC & UBL. Any better ideas by experienced investors?
0 likes • May 5
I would recommend sticking to one or max two stocks with that amount each month.
0 likes • 26d
@Fawad Masud Yes, I believe ETFs are a great option for beginners who want to start investing. They are especially useful for people who don’t have the time to do extensive research on individual stocks. Personally, I invest in ETFs because my routine doesn’t leave me much time for market research, and ETFs provide a simple and diversified way to invest.
🔥“Most People Should NOT Invest in Stocks”
Unpopular opinion 👇 90% of people in stock market should not be investing. Yes, I said it. Because what most people are doing is not investing… it’s gambling. They: Buy on “tips” Panic on small drops Sell winners too early Hold losers forever 📉 Result: Losses + frustration 💡 Reality Check: Stock market rewards: ✔️ Patience ✔️ Discipline ✔️ Knowledge Not: ❌ Emotions ❌ WhatsApp tips ❌ Daily trading excitement 🧠 My View: If you cannot: Hold a stock for 2–3 years Understand basic valuation Control emotions 👉 You are better off staying out (or using mutual funds) 💬 Question: Be honest — are you investing or just trading blindly?
2 likes • May 11
Very informative and on point. Thanks for sharing.
Mutual funds or ETF ?
Assalam o alaikum plz suggest me from where should I start investing with learning where my investment grow also
0 likes • May 11
ETF's
1-9 of 9
Haris Khan
2
9points to level up
@muhammad-haris-6208
Software Developer | Tinkering sminkering blinkering

Active 4d ago
Joined May 3, 2026
Lahore
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